{"id":5376,"date":"2026-02-25T12:00:20","date_gmt":"2026-02-25T05:00:20","guid":{"rendered":"https:\/\/teradata.co.id\/?p=5376"},"modified":"2026-02-25T12:00:21","modified_gmt":"2026-02-25T05:00:21","slug":"bank-subang-perkuat-digitalisasi-dengan-qris-merchant-dan-smart-inquiry","status":"publish","type":"post","link":"https:\/\/teradata.co.id\/index.php\/bank-subang-perkuat-digitalisasi-dengan-qris-merchant-dan-smart-inquiry\/","title":{"rendered":"Bank Subang Perkuat Digitalisasi dengan QRIS Merchant dan Smart Inquiry"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5376\" class=\"elementor elementor-5376\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-388ad92 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"388ad92\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4669c68\" data-id=\"4669c68\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e90b092 elementor-widget elementor-widget-heading\" data-id=\"e90b092\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">News<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e0c9310 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"e0c9310\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87528bd\" data-id=\"87528bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d059d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"1d059d9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-341c3ef\" data-id=\"341c3ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4f5f1f elementor-widget elementor-widget-heading\" data-id=\"d4f5f1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">Bank Subang Perkuat Digitalisasi dengan QRIS Merchant dan Smart Inquiry<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f76b63 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"5f76b63\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f277847\" data-id=\"f277847\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ca4984 wpr-post-info-align-center elementor-widget elementor-widget-wpr-post-info\" data-id=\"8ca4984\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-author\"><img alt='' src='https:\/\/secure.gravatar.com\/avatar\/edfacbc9cdb7e252ac2c06f73c67a5f5?s=65&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/edfacbc9cdb7e252ac2c06f73c67a5f5?s=130&#038;d=mm&#038;r=g 2x' class='avatar avatar-65 photo' height='65' width='65' \/><span>Teradata<\/span><\/li><li class=\"wpr-post-info-date\"><span>February 25, 2026<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e427873 elementor-widget elementor-widget-shortcode\" data-id=\"e427873\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"> <div class='avc_visit_counter_front' style='border: 1px solid #000000;background-color: rgb(247,148,29,0);border-radius:25px;font-size: 16px; width: 100%; max-width:150px; margin: 0 auto;padding:5px;'>Visits: 17  <\/div> <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84ed648 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"84ed648\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9c800b\" data-id=\"f9c800b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-729df56 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"729df56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d2878a\" data-id=\"1d2878a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7d7cdb elementor-drop-cap-yes elementor-drop-cap-view-default elementor-widget elementor-widget-text-editor\" data-id=\"b7d7cdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Perilaku masyarakat saat ini semakin mengutamakan sesuatu yang praktis dalam menjalani kehidupan sehari-hari dan terlihat jelas dalam cara kita bekerja, berbelanja bahkan berinteraksi dengan orang lain. Kemudahan yang ditawarkan oleh teknologi seperti aplikasi mobile, layanan berbasis internet dan otomatisasi telah menggubah kebiasaan dan pola pikir masyarakat. Di sinilah inovasi teknologi perbankan berperan sangat penting dalam menyediakan solusi yang dibutuhkan masyarakat terutama di sektor keuangan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-088d413 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"088d413\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1839109\" data-id=\"1839109\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d3fa67 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2d3fa67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Salah satu inovasi teknologi perbankan dalam menyediakan solusi yang dibutuhkan masyarakat saat ini adalah penggunaan core banking yang berbasiskan digitalisasi. PT. Teradata Megah sebagai perusahaan penyedia solusi teknologi di bidang keuangan yang selalu menyediakan teknologi informasi terkini, handal dan berkelanjutan. Tahun 2021 Bank Subang melakukan kerjasama dengan PT. Teradata Megah untuk melakukan pergantian core banking yang berbasis digitalisasi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a6e7452\" data-id=\"a6e7452\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d77a7eb elementor-widget elementor-widget-spacer\" data-id=\"d77a7eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-243be4a elementor-widget elementor-widget-heading\" data-id=\"243be4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Solusi IT Teradata yang telah dipergunakan oleh Bank Subang<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed920e3 elementor-widget elementor-widget-toggle\" data-id=\"ed920e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2491\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2491\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Branchless<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2491\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2491\"><p>Solusi layanan perbankan pada nasabah oleh petugas bank tanpa harus datang ke kantor bank dengan penggunaan perangkat <em>mobile<\/em><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2492\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2492\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">API Bank Permata<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2492\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2492\"><p>Nasabah dapat melakukan transfer antar Bank dengan menggunakan Bank Koresponden Bank Permata<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2493\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2493\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Aplikasi Pelaporan<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2493\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2493\"><p>Aplikasi yang dipergunakan dalam pengolahan data Bank untuk diberikan pada otoritas yang berwenang<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2494\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2494\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Aplikasi Fixed Asset<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2494\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2494\"><p>Aplikasi yang dipergunakan dalam pengelolaan persediaan aset yang dipergunakan Bank<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2495\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2495\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Aplikasi SMART BOSS<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2495\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2495\"><p>Transaksi otorisasi yang dipergunakan oleh user Bank melalui perangkat <em><i>smartphone<\/i><\/em><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d05e13f elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"d05e13f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5d7338\" data-id=\"d5d7338\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8d2b1f elementor-widget elementor-widget-text-editor\" data-id=\"f8d2b1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bank Subang yang selalu beradaptasi terhadap perubahan ekonomi masyarakat bersama dengan PT. Teradata Megah terus mengembangkan inovasi teknologi baru untuk meningkat kinerja bisnis dan layanan perbankan bagi nasabahnya seperti yang dikemukakan pada artikel <a href=\"https:\/\/www.topbusiness.id\/88352\/bpr-subang-gemi-nastiti-cerdas-mengemas-potensi-pasar.html\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #14a4bc;\"><strong>Top Business tanggal 20 Februari 2024<\/strong><\/span><\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4646d6d elementor-widget elementor-widget-text-editor\" data-id=\"4646d6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Di penghujung tahun 2024 ini, Bank Subang akan melakukan <em><i>launching<\/i><\/em>\u00a0aplikasi <em><i>Smart Inquiry <\/i><\/em>dan<em><i>\u00a0<\/i><\/em>modul <em><i>QRIS Merchant. <\/i><\/em>Aplikasi<em><i>\u00a0Smart Inquiry <\/i><\/em>merupakan aplikasi <em><i>mobile <\/i><\/em>yang dapat dijalankan oleh nasabah kapanpun untuk menampilkan informasi mutasi rekening tabungan, informasi detail deposito dan kredit serta melakukan <em><i>topup<\/i><\/em>\u00a0<em><i>e-wallet<\/i><\/em>\u00a0pada speed cash tanpa harus datang ke kantor Bank.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9cbb64 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"c9cbb64\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66e7380\" data-id=\"66e7380\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e75e46 elementor-widget elementor-widget-image-gallery\" data-id=\"9e75e46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-1' class='gallery galleryid-5376 gallery-columns-5 gallery-size-medium'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"9e75e46\" data-elementor-lightbox-title=\"Tampilan awal Smart Inquiry Bank Subang\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTMyNywidXJsIjoiaHR0cHM6XC9cL3RlcmFkYXRhLmNvLmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI0XC8xMlwvSFAxLnBuZyIsInNsaWRlc2hvdyI6IjllNzVlNDYifQ%3D%3D\" href='https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP1.png'><img decoding=\"async\" width=\"157\" height=\"300\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP1.png\" class=\"attachment-medium size-medium\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"9e75e46\" data-elementor-lightbox-title=\"Tampilan Menu Rekening Smart Inquiry Bank Subang\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTMzMSwidXJsIjoiaHR0cHM6XC9cL3RlcmFkYXRhLmNvLmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI0XC8xMlwvSFAyLnBuZyIsInNsaWRlc2hvdyI6IjllNzVlNDYifQ%3D%3D\" href='https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP2.png'><img decoding=\"async\" width=\"157\" height=\"300\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP2.png\" class=\"attachment-medium size-medium\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"9e75e46\" data-elementor-lightbox-title=\"Tampilan Rincian Kredit Smart Inquiry Bank Subang\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTMyOCwidXJsIjoiaHR0cHM6XC9cL3RlcmFkYXRhLmNvLmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI0XC8xMlwvSFAzLnBuZyIsInNsaWRlc2hvdyI6IjllNzVlNDYifQ%3D%3D\" href='https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP3.png'><img decoding=\"async\" width=\"157\" height=\"300\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP3.png\" class=\"attachment-medium size-medium\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"9e75e46\" data-elementor-lightbox-title=\"Tampilan Mutasi Tabungan Smart Inquiry Bank Subang\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTMyOSwidXJsIjoiaHR0cHM6XC9cL3RlcmFkYXRhLmNvLmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI0XC8xMlwvSFA1LnBuZyIsInNsaWRlc2hvdyI6IjllNzVlNDYifQ%3D%3D\" href='https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP5.png'><img loading=\"lazy\" decoding=\"async\" width=\"157\" height=\"300\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP5.png\" class=\"attachment-medium size-medium\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"9e75e46\" data-elementor-lightbox-title=\"Tampilan Topup SpeedcashSmart Inquiry Bank Subang\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTMzMCwidXJsIjoiaHR0cHM6XC9cL3RlcmFkYXRhLmNvLmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI0XC8xMlwvSFA3LnBuZyIsInNsaWRlc2hvdyI6IjllNzVlNDYifQ%3D%3D\" href='https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP7.png'><img loading=\"lazy\" decoding=\"async\" width=\"157\" height=\"300\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/HP7.png\" class=\"attachment-medium size-medium\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-709af11 elementor-widget elementor-widget-text-editor\" data-id=\"709af11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gambar 1. Tampilan layar Aplikasi Smart Inquiry Bank Subang<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a35dceb elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"a35dceb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2af0540\" data-id=\"2af0540\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95e0c23 elementor-widget elementor-widget-text-editor\" data-id=\"95e0c23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><i>QRIS Merchant <\/i><\/em>merupakan solusi pembayaran digital untuk bisnis modern yang menggunakan sistem pembayaran melalui QRIS (Quick Response Code Indonesian Standard). QRIS merupakan standar kode QR untuk pembayaran digital yang dikeluarkan oleh Bank Indonesia. Sistem ini mempermudah <em><i>merchant <\/i><\/em>atau pedagang dalam menerima berbagai jenis pembayaran melalui aplikasi dompet digital tanpa perlu memiliki perangkat yang berbeda untuk setiap aplikasi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fbc0086 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"fbc0086\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b807683\" data-id=\"b807683\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5e5a943 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"5e5a943\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-70b1052\" data-id=\"70b1052\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b66e6a elementor-widget elementor-widget-image\" data-id=\"7b66e6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"516\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/alur-Pembayaran-QRIS-1.png\" class=\"attachment-large size-large wp-image-5336\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40770c9 elementor-widget elementor-widget-text-editor\" data-id=\"40770c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gambar 2. Alur Transaksi QRIS yang dilakukan Customer\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-afc4352\" data-id=\"afc4352\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3827b3a elementor-widget elementor-widget-spacer\" data-id=\"3827b3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b439a3 elementor-widget elementor-widget-text-editor\" data-id=\"8b439a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Manfaat yang diterima oleh <em><i>merchant <\/i><\/em>dalam menggunakan QRIS, sebagai berikut :<\/p><ol><li>Kemudahan dalam bertransaksi<\/li><li>Hemat biaya<\/li><li>Memperluas jangkauan pasar<\/li><li>Peningkatan keamanan Transaksi\u00a0<\/li><li>Praktis dan Efisien<\/li><li>Mendukung ekosistem keuangan digital<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1057d01 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"1057d01\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-259ce14\" data-id=\"259ce14\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-be7f2d1 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"be7f2d1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-16bedb1\" data-id=\"16bedb1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25fe3f1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"25fe3f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Keutungan yang di dapat oleh Bank dalam pemberian QRIS, sebagai berikut :<\/p><ol><li>Meningkatkan efisiensi transaksi<\/li><li>Meningkatkan inklusi keuangan<\/li><li>Meningkatkan keamanan transaksi<\/li><li>Peningkatan Pengalaman Pengguna<\/li><li>Pengembangan Data dan Analisis<\/li><li>Memperluas pasar dan jangkauan<\/li><li>Keuntungan kompetitif<\/li><li>Dukungan terhadap kebijakan pemerintah<\/li><li>Potensi pendapatan baru<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d9a157d\" data-id=\"d9a157d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6acfeb elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"a6acfeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1149\" height=\"761\" src=\"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/alur-pendaftaran-QRIS.png\" class=\"attachment-full size-full wp-image-5341\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14b5b8d elementor-widget elementor-widget-spacer\" data-id=\"14b5b8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d19874c elementor-widget elementor-widget-text-editor\" data-id=\"d19874c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gambar 3. Alur pendaftaran nasabah menjadi QRIS Merchant<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b5fb5d elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"6b5fb5d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-653622b\" data-id=\"653622b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15dfce3 elementor-widget elementor-widget-text-editor\" data-id=\"15dfce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dengan berbagai keuntungan tersebut, penerapan QRIS tidak hanya memberikan manfaat langsung bagi nasabah, tetapi juga bagi bank yang mengadopsinya, meningkatkan efisiensi operasional, memperluas jangkauan pasar, serta meningkatkan daya saing di pasar perbankan. Mempertimbangkan manfaat yang didapat oleh Bank, maka Bank Subang memutuskan untuk mengimplementasikan modul QRIS Merchant pada operasional perbankan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>News Bank Subang Perkuat Digitalisasi dengan QRIS Merchant dan Smart Inquiry Teradata December 17, 2024 Perilaku masyarakat saat ini semakin mengutamakan sesuatu yang praktis dalam menjalani kehidupan sehari-hari dan terlihat jelas dalam cara kita bekerja, berbelanja bahkan berinteraksi dengan orang lain. Kemudahan yang ditawarkan oleh teknologi seperti aplikasi mobile, layanan berbasis internet dan otomatisasi telah menggubah kebiasaan dan pola pikir masyarakat. Di sinilah inovasi teknologi perbankan berperan sangat penting dalam menyediakan solusi yang dibutuhkan masyarakat terutama di sektor keuangan. Salah satu inovasi teknologi perbankan dalam menyediakan solusi yang dibutuhkan masyarakat saat ini adalah penggunaan core banking yang berbasiskan digitalisasi. PT. Teradata Megah sebagai perusahaan penyedia solusi teknologi di bidang keuangan yang selalu menyediakan teknologi informasi terkini, handal dan berkelanjutan. Tahun 2021 Bank Subang melakukan kerjasama dengan PT. Teradata Megah untuk melakukan pergantian core banking yang berbasis digitalisasi. Solusi IT Teradata yang telah dipergunakan oleh Bank Subang Branchless Solusi layanan perbankan pada nasabah oleh petugas bank tanpa harus datang ke kantor bank dengan penggunaan perangkat mobile API Bank Permata Nasabah dapat melakukan transfer antar Bank dengan menggunakan Bank Koresponden Bank Permata Aplikasi Pelaporan Aplikasi yang dipergunakan dalam pengolahan data Bank untuk diberikan pada otoritas yang berwenang Aplikasi Fixed Asset Aplikasi yang dipergunakan dalam pengelolaan persediaan aset yang dipergunakan Bank Aplikasi SMART BOSS Transaksi otorisasi yang dipergunakan oleh user Bank melalui perangkat smartphone Bank Subang yang selalu beradaptasi terhadap perubahan ekonomi masyarakat bersama dengan PT. Teradata Megah terus mengembangkan inovasi teknologi baru untuk meningkat kinerja bisnis dan layanan perbankan bagi nasabahnya seperti yang dikemukakan pada artikel Top Business tanggal 20 Februari 2024. Di penghujung tahun 2024 ini, Bank Subang akan melakukan launching\u00a0aplikasi Smart Inquiry dan\u00a0modul QRIS Merchant. Aplikasi\u00a0Smart Inquiry merupakan aplikasi mobile yang dapat dijalankan oleh nasabah kapanpun untuk menampilkan informasi mutasi rekening tabungan, informasi detail deposito dan kredit serta melakukan topup\u00a0e-wallet\u00a0pada speed cash tanpa harus datang ke kantor Bank. Gambar 1. Tampilan layar Aplikasi Smart Inquiry Bank Subang QRIS Merchant merupakan solusi pembayaran digital untuk bisnis modern yang menggunakan sistem pembayaran melalui QRIS (Quick Response Code Indonesian Standard). QRIS merupakan standar kode QR untuk pembayaran digital yang dikeluarkan oleh Bank Indonesia. Sistem ini mempermudah merchant atau pedagang dalam menerima berbagai jenis pembayaran melalui aplikasi dompet digital tanpa perlu memiliki perangkat yang berbeda untuk setiap aplikasi. Gambar 2. Alur Transaksi QRIS yang dilakukan Customer\u00a0 Manfaat yang diterima oleh merchant dalam menggunakan QRIS, sebagai berikut : Kemudahan dalam bertransaksi Hemat biaya Memperluas jangkauan pasar Peningkatan keamanan Transaksi\u00a0 Praktis dan Efisien Mendukung ekosistem keuangan digital Keutungan yang di dapat oleh Bank dalam pemberian QRIS, sebagai berikut : Meningkatkan efisiensi transaksi Meningkatkan inklusi keuangan Meningkatkan keamanan transaksi Peningkatan Pengalaman Pengguna Pengembangan Data dan Analisis Memperluas pasar dan jangkauan Keuntungan kompetitif Dukungan terhadap kebijakan pemerintah Potensi pendapatan baru Gambar 3. Alur pendaftaran nasabah menjadi QRIS Merchant Dengan berbagai keuntungan tersebut, penerapan QRIS tidak hanya memberikan manfaat langsung bagi nasabah, tetapi juga bagi bank yang mengadopsinya, meningkatkan efisiensi operasional, memperluas jangkauan pasar, serta meningkatkan daya saing di pasar perbankan. Mempertimbangkan manfaat yang didapat oleh Bank, maka Bank Subang memutuskan untuk mengimplementasikan modul QRIS Merchant pada operasional perbankan.<\/p>\n","protected":false},"author":4,"featured_media":5775,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5376","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","entry"],"jetpack_featured_media_url":"https:\/\/teradata.co.id\/wp-content\/uploads\/2024\/12\/cover_subang.png","_links":{"self":[{"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/posts\/5376"}],"collection":[{"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/comments?post=5376"}],"version-history":[{"count":3,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/posts\/5376\/revisions"}],"predecessor-version":[{"id":5773,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/posts\/5376\/revisions\/5773"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/media\/5775"}],"wp:attachment":[{"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/media?parent=5376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/categories?post=5376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teradata.co.id\/index.php\/wp-json\/wp\/v2\/tags?post=5376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}